Marco - CCC Plan

Student: Marco
Status: married (independent of his parents for financial aid purposes)
Housing: off-campus with his wife
Marco's and his wife's combined income: $20,000
Estimates assume full-time enrollment (12 units/semester)

(A) 2009-10 CCC cost of attendance (living off-campus with spouse):	$17,094
(B) Grant assistance total: (from a variety of sources: federal, state, and college) Marco should qualify for a CCC Board of Governors Fee Waiver, a Federal Pell Grant, a Federal Supplemental Educational Opportunity Grant, and he could receive a Cal Grant B.	$4,475
(A-B) Net Cost: The Net Cost is the amount that Marco must pay after need-based grants are taken into account.	=$12,619
Managing the Net Cost Independent students can manage the Net Cost by using tools provided by the college, including student educational loans and part-time work. The Net Cost is not due all at once. Many costs, such as living expenses, are incurred over time. What follows is a sample of how Marco and his wife might cover his net cost.
Marco Student and spouse's part-time work during academic year: Student educational loans: Savings from summer jobs: Marco and his spouse will be asked to contribute $3,100 based on prior year income (this amount would be included within their academic year earnings estimated above). *See below for ways that Marco can cover the remaining $6,619 of the cost of attendance. Marco and his wife should remember that these expenses include most of their current costs, such as housing, to which his wife's income contributes. Marco may also take out student loans. Marco can reduce the amount he needs to work and/or borrow if he receives scholarship aid. (Note: Many, but not all, community colleges participate in the federal loan programs.)	$6,000 $0 $0

See Marco's CSU Plan
See Marco's UC Plan
See Marco's Independent Mid-range Plan
See Marco's Independent High-range Plan

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